Skip to main content

UK Financial Help & Resources

If you're dealing with debt, redundancy, benefits questions or just need reliable money advice, you don't have to figure it out alone. These are the most trusted, free UK services available to you right now.

All services listed here are free to use. Be wary of companies that charge fees for debt advice or benefits help — free, expert support is always available.

Debt & Money Advice

Free · Charity StepChange Debt Charity

The UK's leading debt charity. Free debt advice, debt management plans, and IVA referrals. Online or phone.

Free · Government-backed MoneyHelper

The official UK government money guidance service. Covers budgeting, debt, pensions, mortgages and more.

Free · Charity National Debtline

Free debt advice by phone and webchat. Self-help tools and factsheets for every debt situation.

Free · Charity Citizens Advice

Free advice on debt, benefits, employment, housing and consumer rights. Local offices across England and Wales.

Free · Charity PayPlan

Free debt management plans funded by creditors, not you. Also offer IVAs and debt advice.

Free · Charity The Money Charity

Financial education and wellbeing resources. Good for younger people and those building financial skills.

Benefits & Entitlements

Free · Charity Turn2us

Benefits calculator and grants search engine. Find out exactly what you're entitled to — often people miss out on thousands.

Free · Government GOV.UK Benefits Calculators

Official government-approved tools to check your benefit entitlement, including Universal Credit.

Free · Charity entitledto

Widely used benefits calculator. Quick to use and covers all major means-tested benefits.

Free · Government Universal Credit (GOV.UK)

Official guidance on claiming Universal Credit, what to expect, and how payments are calculated.

Redundancy & Employment

Free · Government Redundancy Rights (GOV.UK)

Official guidance on redundancy pay, notice periods, your rights, and what to do if you've been unfairly dismissed.

Free · Government Redundancy Pay Calculator

Official GOV.UK calculator for your statutory redundancy pay entitlement based on age and service.

Free · Charity Citizens Advice: Redundancy

Step-by-step guide to redundancy from Citizens Advice, including challenging unfair dismissal.

Free · Government Acas: Redundancy

The workplace authority. Guidance for both employees and employers on the redundancy process.

Housing & Energy

Free · Charity Shelter

Free housing advice, including help with rent arrears, eviction, and finding emergency accommodation.

Free · Charity Citizens Advice: Energy

Help with energy bills, switching suppliers, and the Warm Home Discount scheme.

Free · Government Ofgem Energy Price Cap

Understand how the energy price cap affects your bills and what protections you have.

Savings & Pensions

Free · Government-backed MoneyHelper: Savings

Guidance on ISAs, savings accounts, emergency funds, and how to start saving on any income.

Free · Government Check Your State Pension

See your State Pension forecast and National Insurance record on GOV.UK.

Free · Regulator FCA Consumer Hub

The financial regulator's consumer site. Check if a firm is authorised and report scams.

Spot a scam? Report it to Action Fraud (0300 123 2040) or the FCA. Never pay upfront fees for debt or benefits advice — it's always free from the services above.

Comments

Popular posts from this blog

Best UK Deals & Freebies This Week (14 March 2026)

Your weekly roundup of the best UK deals, freebies, and money-saving opportunities. All links go directly to the offer — no trackers, no tricks. Tip: The biggest single money moves are usually bank switching bonuses (earn £175–£200 for switching current accounts) and cashback site sign-up bonuses. Scroll down to the “Always-On Deals” section for details. 📰 From Around the Web Latest Free Stuff Free Daffodil Flowers From Asda Asda is giving away free bunches of daffodils on Saturday 14 March for Mother's Day. Head to your nearest store to claim yours while stocks last. View → Latest Free Stuff Free £5 Amazon Voucher + 40% First Order Discount Pouch Central is offering new customers a free £5 Amazon voucher plus 40% off your first order. Sign up on their site to claim both offers. View → Latest Free Stuff Free Full-Size Hyaluronic + Retinol Serum Worth £92 Discovery Sample is giving away Able...

Why petrol prices are surging – and why small stations can't absorb the cost

If you've noticed petrol prices hitting an 18-month high at the pumps, you're not imagining it. But here's something that might surprise you: the petrol station owner isn't necessarily pocketing the difference. **Why prices are jumping so fast** The surge follows the recent escalation of conflict in the Middle East, which has driven oil prices up sharply. Diesel has been hit particularly hard, with the biggest price increases in over two years. The problem is how quickly these global price movements filter through to your local forecourt – and it varies dramatically depending on the size of the retailer. **The difference between big and small operators** Large supermarkets and major fuel retailers buy oil in bulk and often purchase weeks in advance. This means rising wholesale costs reach their pumps more gradually, and they can negotiate better rates because of the volumes they're buying. Small independent petrol stations, however, operate on what's...