If you're dealing with debt, redundancy, benefits questions or just need reliable money advice, you don't have to figure it out alone. These are the most trusted, free UK services available to you right now.
Debt & Money Advice
The UK's leading debt charity. Free debt advice, debt management plans, and IVA referrals. Online or phone.
The official UK government money guidance service. Covers budgeting, debt, pensions, mortgages and more.
Free debt advice by phone and webchat. Self-help tools and factsheets for every debt situation.
Free advice on debt, benefits, employment, housing and consumer rights. Local offices across England and Wales.
Free debt management plans funded by creditors, not you. Also offer IVAs and debt advice.
Financial education and wellbeing resources. Good for younger people and those building financial skills.
Benefits & Entitlements
Benefits calculator and grants search engine. Find out exactly what you're entitled to — often people miss out on thousands.
Official government-approved tools to check your benefit entitlement, including Universal Credit.
Widely used benefits calculator. Quick to use and covers all major means-tested benefits.
Official guidance on claiming Universal Credit, what to expect, and how payments are calculated.
Redundancy & Employment
Official guidance on redundancy pay, notice periods, your rights, and what to do if you've been unfairly dismissed.
Official GOV.UK calculator for your statutory redundancy pay entitlement based on age and service.
Step-by-step guide to redundancy from Citizens Advice, including challenging unfair dismissal.
The workplace authority. Guidance for both employees and employers on the redundancy process.
Housing & Energy
Free housing advice, including help with rent arrears, eviction, and finding emergency accommodation.
Help with energy bills, switching suppliers, and the Warm Home Discount scheme.
Understand how the energy price cap affects your bills and what protections you have.
Savings & Pensions
Guidance on ISAs, savings accounts, emergency funds, and how to start saving on any income.
See your State Pension forecast and National Insurance record on GOV.UK.
The financial regulator's consumer site. Check if a firm is authorised and report scams.
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